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	<title>Finance &#124; Credit Card &#124; Insurance &#187; Life Insurance</title>
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		<title>Long-term care and annuities</title>
		<link>http://www.peterjspano.com/long-term-care-and-annuities.html</link>
		<comments>http://www.peterjspano.com/long-term-care-and-annuities.html#comments</comments>
		<pubDate>Thu, 22 Dec 2011 12:24:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1139</guid>
		<description><![CDATA[If a family unexpectedly loses one of the incomes, the effect can be devastating. If we look around, there are tens of thousands of two-income families struggling to make ends meet. If unemployment cuts off one income you always hope this is just a temporary blip. But if the worst has happened, there&#8217;s no recovery. [...]]]></description>
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		<title>Is there a dead peasant in your family?</title>
		<link>http://www.peterjspano.com/is-there-a-dead-peasant-in-your-family.html</link>
		<comments>http://www.peterjspano.com/is-there-a-dead-peasant-in-your-family.html#comments</comments>
		<pubDate>Sun, 18 Dec 2011 12:40:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1123</guid>
		<description><![CDATA[Now before you get too upset by the title to this article, let&#8217;s just clarify the terminology. A dead peasant life policy is a new variation on an old theme and the lawyers who have suddenly discovered the practice intended the description to disturb and distress the courts where the first cases have been heard. [...]]]></description>
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		<title>What&#8217;s an annuity?</title>
		<link>http://www.peterjspano.com/whats-an-annuity.html</link>
		<comments>http://www.peterjspano.com/whats-an-annuity.html#comments</comments>
		<pubDate>Wed, 05 Oct 2011 17:36:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1059</guid>
		<description><![CDATA[Not so long ago, there was a group action by several Insurance Commissioners against the Nationwide Life for its failure to create an effective regime for the supervision of agents selling annuities. The action was settled for $2 million so it wasn&#8217;t considered a major problem, but it does give us the chance to talk [...]]]></description>
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		<title>Debt Downgrade Threat to Life Insurance</title>
		<link>http://www.peterjspano.com/debt-downgrade-threat-to-life-insurance.html</link>
		<comments>http://www.peterjspano.com/debt-downgrade-threat-to-life-insurance.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 01:10:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1036</guid>
		<description><![CDATA[Economics forecasters on cable television seem to be of two minds ever since Standard and Poor&#8217;s downgraded the US debt rating from AAA to AA+. Some sound more like doomsday prophets, claiming the American economy is due to crash into a smoldering sea of ash and brimstone. Others, such as the stocks and investing specialists [...]]]></description>
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		<title>Issues to think about</title>
		<link>http://www.peterjspano.com/issues-to-think-about.html</link>
		<comments>http://www.peterjspano.com/issues-to-think-about.html#comments</comments>
		<pubDate>Mon, 05 Sep 2011 10:29:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=989</guid>
		<description><![CDATA[When you plan to buy a vehicle, it&#8217;s fairly obvious what the insurance issues are. To some extent, you can do the buying on auto-pilot (pun intended) by finding an online search engine and then simply seeing what quotes roll in. But when buying a policy to cover your life, you enter a rather more [...]]]></description>
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		<title>Life insurance quotes and calculating the amount to buy</title>
		<link>http://www.peterjspano.com/life-insurance-quotes-and-calculating-the-amount-to-buy.html</link>
		<comments>http://www.peterjspano.com/life-insurance-quotes-and-calculating-the-amount-to-buy.html#comments</comments>
		<pubDate>Wed, 24 Aug 2011 01:14:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=966</guid>
		<description><![CDATA[There&#8217;s nothing wrong with just guessing how much insurance to buy. No one can know for certain what&#8217;s going to happen over the next fifty years. In the good scenarios, we stay a great nation, our economy recovers and rules the world. In the bad scenario, we are into the End of Days before the [...]]]></description>
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		<title>Life insurance options: term to perm</title>
		<link>http://www.peterjspano.com/life-insurance-options-term-to-perm.html</link>
		<comments>http://www.peterjspano.com/life-insurance-options-term-to-perm.html#comments</comments>
		<pubDate>Sat, 16 Jul 2011 15:26:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=939</guid>
		<description><![CDATA[When looking around the market for life cover, the first thing you notice is how much cheaper it is to insure your life with a term policy. When you are young, it can look a good option to buy term. The alternative of a permanent policy is going to take a bigger slice of your [...]]]></description>
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		<title>Don’t Screw Up Your Life Insurance!</title>
		<link>http://www.peterjspano.com/don%e2%80%99t-screw-up-your-life-insurance.html</link>
		<comments>http://www.peterjspano.com/don%e2%80%99t-screw-up-your-life-insurance.html#comments</comments>
		<pubDate>Fri, 15 Jul 2011 22:14:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=932</guid>
		<description><![CDATA[Nobody wants to ever think that they&#8217;re going to die. The &#8216;not-so-funny&#8217; thing is, that&#8217;s the only thing we all have in common.
Hopefully though, it&#8217;s after you have lived a long healthy life. Regardless, it is important to make sure you get adequate life insurance to protect you and your family in case something happens [...]]]></description>
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		<title>Add riders</title>
		<link>http://www.peterjspano.com/add-riders.html</link>
		<comments>http://www.peterjspano.com/add-riders.html#comments</comments>
		<pubDate>Thu, 14 Jul 2011 23:03:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=928</guid>
		<description><![CDATA[No one likes to think about insuring their own life. It&#8217;s morbid just at a time when you are looking forward to a long and healthy number of years. Optimism usually prevails and you put it off. Or, rather than think about it too carefully, you buy something basic. Something is better than nothing and, [...]]]></description>
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		<title>Life insurance isn&#8217;t cheap for obese customers</title>
		<link>http://www.peterjspano.com/life-insurance-isnt-cheap-for-obese-customers.html</link>
		<comments>http://www.peterjspano.com/life-insurance-isnt-cheap-for-obese-customers.html#comments</comments>
		<pubDate>Thu, 31 Mar 2011 02:29:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=766</guid>
		<description><![CDATA[People usually have the tendency to change in weight during different stages of their lives and even from one year season to another. Gaining some fat during winter is definitely what most of us are accustomed to and from the insurance perspective this won&#8217;t affect the rates you&#8217;ll have to pay for insuring own life. [...]]]></description>
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