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	<title>Finance &#124; Credit Card &#124; Insurance &#187; Insurance</title>
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		<title>Home insurance and the local fire department</title>
		<link>http://www.peterjspano.com/home-insurance-and-the-local-fire-department.html</link>
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		<pubDate>Tue, 17 Jan 2012 11:21:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1156</guid>
		<description><![CDATA[Sometimes you can look at a rural property and fall in love with it. There can be a beautiful stream burbling through a valley with a small stand of trees and a white picket fence &#8211; all the elements artists draw into the dream home. Although exurbs are not as picturesque, they can also be [...]]]></description>
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		<title>Homeowners insurance quotes and CLUE and A-PLUS</title>
		<link>http://www.peterjspano.com/homeowners-insurance-quotes-and-clue-and-a-plus.html</link>
		<comments>http://www.peterjspano.com/homeowners-insurance-quotes-and-clue-and-a-plus.html#comments</comments>
		<pubDate>Mon, 16 Jan 2012 14:44:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1154</guid>
		<description><![CDATA[You may want to believe insurers are hot competitors and never talk to each other. Except you would be wrong. There&#8217;s a steady flow of information into two central databases. The bigger and more important is called CLUE (Comprehensive Loss Underwriting Exchange) with the smaller competitor called A-PLUS (the Automated Property Loss Underwriting System run [...]]]></description>
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		<title>Homeowners insurance when burglarized</title>
		<link>http://www.peterjspano.com/homeowners-insurance-when-burglarized.html</link>
		<comments>http://www.peterjspano.com/homeowners-insurance-when-burglarized.html#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:36:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1150</guid>
		<description><![CDATA[It&#8217;s a curious fact that the federal government does very little to monitor the amount of crime. You would imagine the Department of Justice would be interested to follow the statistics of wrongdoing so that resources could be targeted where most needed. Instead, we have judicial statistics that record the number of cases coming before [...]]]></description>
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		<title>What kind of insurance do I need for a new business?</title>
		<link>http://www.peterjspano.com/what-kind-of-insurance-do-i-need-for-a-new-business.html</link>
		<comments>http://www.peterjspano.com/what-kind-of-insurance-do-i-need-for-a-new-business.html#comments</comments>
		<pubDate>Wed, 21 Dec 2011 05:21:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1136</guid>
		<description><![CDATA[You are finally close to achieving your dream of becoming an entrepreneur. Before you get ready to open the doors of your new business, you may want to make sure that you have the right business insurance. Massachusetts insurance can be confusing to many first time business owners, but here are some tips to help [...]]]></description>
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		<title>How many doctors are there?</title>
		<link>http://www.peterjspano.com/how-many-doctors-are-there.html</link>
		<comments>http://www.peterjspano.com/how-many-doctors-are-there.html#comments</comments>
		<pubDate>Tue, 20 Dec 2011 23:53:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1134</guid>
		<description><![CDATA[There&#8217;s a major irony in this question. Let&#8217;s take it step by step. In population terms, the US is still growing. It&#8217;s not as fast as some of the developing countries, but it&#8217;s doing rather better than many of the other developed countries. It&#8217;s an age phenomenon. In some countries like Japan, there will soon [...]]]></description>
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		<title>Insurance fraud is rampant</title>
		<link>http://www.peterjspano.com/insurance-fraud-is-rampant.html</link>
		<comments>http://www.peterjspano.com/insurance-fraud-is-rampant.html#comments</comments>
		<pubDate>Wed, 30 Nov 2011 22:00:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1115</guid>
		<description><![CDATA[The world frequently disappoints us. We all hope people will prove honest and good neighbors. Yet we more often find ourselves on the receiving end of dishonesty and selfishness. When this is just one-to-one, we can attempt to arrange our affairs to minimize future losses or opportunities for conflict. But when the dishonesty is on [...]]]></description>
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		<title>Supplemental life insurance: should you buy?</title>
		<link>http://www.peterjspano.com/supplemental-life-insurance-should-you-buy.html</link>
		<comments>http://www.peterjspano.com/supplemental-life-insurance-should-you-buy.html#comments</comments>
		<pubDate>Mon, 28 Nov 2011 13:52:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1109</guid>
		<description><![CDATA[When employers were still mostly human, they offered their employees a range of benefits in addition to pay. One of the more common add-ons was a group life plan. The general idea was to provide for the employees&#8217; welfare through health, retirement and life cover, and so encourage them to greater effort. The advantage from [...]]]></description>
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		<title>Tax credit for health insurance</title>
		<link>http://www.peterjspano.com/tax-credit-for-health-insurance.html</link>
		<comments>http://www.peterjspano.com/tax-credit-for-health-insurance.html#comments</comments>
		<pubDate>Thu, 13 Oct 2011 11:13:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1079</guid>
		<description><![CDATA[Some people in politics want everything to be black and white. &#8220;Big government bad, small government good&#8221; and similar slogans have become rallying cries during town hall meetings and elections. Sound bites are convenient ways of getting a message across, but unhelpful when it comes to more complicated issues. On the face of it, we [...]]]></description>
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		<title>Changing to cloud computing?</title>
		<link>http://www.peterjspano.com/changing-to-cloud-computing.html</link>
		<comments>http://www.peterjspano.com/changing-to-cloud-computing.html#comments</comments>
		<pubDate>Wed, 12 Oct 2011 09:18:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1077</guid>
		<description><![CDATA[When our grandparents and parents set up their businesses, they relied on pieces of paper and stored the increasingly heavy weight in filing cabinets. This had the virtue of certainty. As long as people were disciplined in labeling each file, everything was easy to find. But, if there was a fire, it was equally easy [...]]]></description>
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		<title>Healthcare rationing</title>
		<link>http://www.peterjspano.com/healthcare-rationing.html</link>
		<comments>http://www.peterjspano.com/healthcare-rationing.html#comments</comments>
		<pubDate>Mon, 26 Sep 2011 17:18:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1040</guid>
		<description><![CDATA[More or less wherever you look, you will find the GOP propaganda machine churning out articles warning you that rationing is coming if the Affordable Care Act is fully implemented. The latest scare stories surround the entirely reasonable proposal to appoint an Independent Payment Advisory Board to recommend cost-saving changes to the reform program. This [...]]]></description>
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