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	<title>Finance &#124; Credit Card &#124; Insurance &#187; Home Insurance</title>
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		<title>What is guaranteed or extended replacement cost cover?</title>
		<link>http://www.peterjspano.com/what-is-guaranteed-or-extended-replacement-cost-cover.html</link>
		<comments>http://www.peterjspano.com/what-is-guaranteed-or-extended-replacement-cost-cover.html#comments</comments>
		<pubDate>Wed, 07 Dec 2011 22:24:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1121</guid>
		<description><![CDATA[The problem with insurance is nothing in life is ever completely certain. One day the housing market can be rolling along, everyone certain prices can only ever go up. The next day, we&#8217;re pitched into a recession, major banks are in trouble and the housing market has collapsed. Because insurance is based on the concept [...]]]></description>
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		<title>Home insurance quotes and those discounts</title>
		<link>http://www.peterjspano.com/home-insurance-quotes-and-those-discounts.html</link>
		<comments>http://www.peterjspano.com/home-insurance-quotes-and-those-discounts.html#comments</comments>
		<pubDate>Tue, 06 Dec 2011 02:59:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1119</guid>
		<description><![CDATA[There&#8217;s a reason why most sites like this talk about discounts as the best way of saving money. It happens to be true but, to take advantage of the discounts safely, you need to think carefully. Let&#8217;s start with the most commonly mentioned. All you have to do to make big savings is to increase [...]]]></description>
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		<title>Home insurance is to cover rebuilding</title>
		<link>http://www.peterjspano.com/home-insurance-is-to-cover-rebuilding.html</link>
		<comments>http://www.peterjspano.com/home-insurance-is-to-cover-rebuilding.html#comments</comments>
		<pubDate>Tue, 22 Nov 2011 22:34:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1096</guid>
		<description><![CDATA[Sometimes acronyms work really well. They lodge in the mind we&#8217;re forever stuck with remembering them like Washington&#8217;s self-fulfilling prophesy in the the VOTER Act, i.e. Voting Opportunity and Technology Enhancement Rights Act. Other times, we wish someone had taken out a gun and shot the clever idiot who thought up these mixtures of letters. [...]]]></description>
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		<title>Should You Pay Hurricane Deductibles Post-Irene?</title>
		<link>http://www.peterjspano.com/should-you-pay-hurricane-deductibles-post-irene.html</link>
		<comments>http://www.peterjspano.com/should-you-pay-hurricane-deductibles-post-irene.html#comments</comments>
		<pubDate>Mon, 21 Nov 2011 10:05:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1092</guid>
		<description><![CDATA[In the wake of damage caused by hurricane/tropical storm Irene, many are left wondering how they will pay their deductible and what their claims will be like. For those lucky enough to escape the storm, many are rightly concerned with the possibility that the next one might strike their home. What will happen? If you [...]]]></description>
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		<title>Why you should regularly check your home insurance needs</title>
		<link>http://www.peterjspano.com/why-you-should-regularly-check-your-home-insurance-needs.html</link>
		<comments>http://www.peterjspano.com/why-you-should-regularly-check-your-home-insurance-needs.html#comments</comments>
		<pubDate>Mon, 03 Oct 2011 10:55:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1051</guid>
		<description><![CDATA[Most people have the good sense to make sure that they are financially protected with home insurance cover in place. The right home insurance plan provides us with peace of mind as well as financial protection in the event of a range of unexpected events that can affect our homes or our possessions within the [...]]]></description>
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		<title>Plain English please</title>
		<link>http://www.peterjspano.com/plain-english-please.html</link>
		<comments>http://www.peterjspano.com/plain-english-please.html#comments</comments>
		<pubDate>Mon, 26 Sep 2011 17:54:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1042</guid>
		<description><![CDATA[The Brits sometimes have a quaint way of saying things but, when you understand what they mean, it make a lot of sense. They say, &#8220;Never buy a pig in a poke&#8221;. In the good old days of selling in markets, some farmers used to offer animals in a sack or poke. This was a [...]]]></description>
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		<title>What&#8217;s happening to sinkhole coverage?</title>
		<link>http://www.peterjspano.com/whats-happening-to-sinkhole-coverage.html</link>
		<comments>http://www.peterjspano.com/whats-happening-to-sinkhole-coverage.html#comments</comments>
		<pubDate>Thu, 15 Sep 2011 17:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1019</guid>
		<description><![CDATA[There&#8217;s something particularly disconcerting about getting up in the morning to find a hole has suddenly appeared in your yard. There&#8217;s no convenient warning. If we&#8217;re talking about landslides, these usually follow heavy rains and you can see the possibility of them coming. But we usually trust the ground under our feet. We assume the [...]]]></description>
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		<title>Trees look good</title>
		<link>http://www.peterjspano.com/trees-look-good.html</link>
		<comments>http://www.peterjspano.com/trees-look-good.html#comments</comments>
		<pubDate>Mon, 12 Sep 2011 17:28:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1013</guid>
		<description><![CDATA[When you walk or drive around the neighborhood, there are times the trees look really good and definitely add value to the properties. Better still, the more trees we have on the planet, the better the quality of the air. So what&#8217;s the problem? Well, ignoring the cost of the saplings, do you really want [...]]]></description>
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		<title>Things that your policy is likely to not cover</title>
		<link>http://www.peterjspano.com/things-that-your-policy-is-likely-to-not-cover.html</link>
		<comments>http://www.peterjspano.com/things-that-your-policy-is-likely-to-not-cover.html#comments</comments>
		<pubDate>Fri, 09 Sep 2011 15:53:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=1007</guid>
		<description><![CDATA[People usually think that by having their houses insured they are automatically covered against virtually any peril that may damage or destroy their property or cause liability towards third parties. However, when reviewing the actual contents of the policy, especially the &#8220;exclusions&#8221; section people often get surprised to learn that some things won&#8217;t be covered [...]]]></description>
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		<title>Home insurance and force-placed insurance</title>
		<link>http://www.peterjspano.com/home-insurance-and-force-placed-insurance.html</link>
		<comments>http://www.peterjspano.com/home-insurance-and-force-placed-insurance.html#comments</comments>
		<pubDate>Thu, 14 Jul 2011 14:27:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.peterjspano.com/?p=926</guid>
		<description><![CDATA[Let&#8217;s deal with the legal practices first. When you take out a mortgage, the lender always insists you insure the structure so that, should there be a fire or some other event that damages the property, there&#8217;s enough money to rebuild and so protect the security for the lender. How this works depends on the [...]]]></description>
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